If your practice sees clients face-to-face, Stripe Terminal lets you take card payments at the point of care — right after a session, at the front desk, or anywhere in your clinic. Clients tap their card or phone, the payment is applied to the invoice automatically, and you're done.
Why practices use Terminal
Get paid before clients leave. Chasing invoices after the fact takes time and creates awkward follow-up conversations. Terminal closes the payment at the end of the session, when the interaction is already happening and the client is right there.
No manual reconciliation. When a client taps to pay, splose receives the confirmation from Stripe and marks the invoice as paid automatically. There's no double-entry, no matching payments to invoices later, and no risk of things falling through the gap.
Works alongside your other payment methods. Terminal doesn't replace email invoicing or saved cards — it sits alongside them. Clients who prefer to pay online can still do so; Terminal gives you an option for those who want to pay in person.
Clients don't need to hand over their card or create an account. They tap their physical card or with their phone via Apple Pay, or Google Pay. The experience is the same as any retail checkout.
How it works in practice
The flow is simple. Once you've completed a session:
Generate the invoice from the appointment in splose as you normally would.
Click Pay, then select Terminal from the Stripe options.
Choose the amount and which Terminal device to send it to, then click Send to terminal.
The card reader displays the amount. The client taps to pay.
splose receives the confirmation and marks the invoice as paid.
That's it. No receipts to print manually, no payment to record separately.
Who it's best suited to
Terminal works particularly well for practices that:
See clients in person consistently (physiotherapy, occupational therapy, psychology, allied health clinics)
Have a front desk where checkout is already part of the session flow
Find that email invoicing leads to delays or unpaid balances
Want to reduce the admin overhead of following up outstanding invoices
It's less essential if the majority of your clients pay online via emailed invoices, or if you've already got saved cards set up for most of your client base.
What you need to get started
You'll need an active Stripe account connected to splose, and a BBPOS WisePOS E card reader ordered through the Stripe Dashboard. Once the reader arrives, setup takes around 15 minutes: register the device to a location in Stripe, pair it using a generated code, and it's ready to use in splose.
Full setup instructions are in the Stripe Terminal setup guide.
Fees
The standard Stripe processing fees apply - the same as any other Stripe payment in splose. There are no additional fees for using Terminal.